All Pet Card

Pay Over Time for Pet Care

With All Pet Card, you can move forward with care today and pay over time.

Made specifically for pet care, All Pet Card can be used for:

  • Routine and emergency veterinary care
  • Surgery and diagnostics
  • Medications
  • Boarding / Daycare
  • Dog Training 
  • Other eligible pet care expenses

Payment Options That Fit Your Budget

Choose from available payment options, including:

No Interest if Paid in Full within 6 Months1

Deferred Interest, Payment Required: No interest if paid in full within 6 months on purchases of $250 or more. Interest will be charged to the Account from the purchase date at the Purchase APR if the plan balance is not paid in full within the promotional period.1

Equal Payment Plans for 24, 36, 48, or 60 Months2

Low APR, Equal Payment: 14.9% APR for 36 months; 15.9% APR for 36 months; 16.9% APR for 48 months; 17.9% APR for 60 months. After that, the Purchase APR of 32.99% will apply to any remaining plan balance.2 

Simple to Use

Prequalify* with No Impact to Your Credit
Apply online or at the hospital.

Get a Decision Instantly
Most applicants receive a decision immediatelyGet the Care Your Pet Needs
No down payments, early payment penalties, or annual fees^. Move forward with treatment and pay over time.



1Deferred Interest, Payment Required. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.

2Low APR, Equal Payment plan. Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the purchase APR will apply. Minimum payments are required for each Credit Plan.^  

^All Promotional Plans: 

Valid for single transaction only. As of 02/2026, terms for new Accounts: Purchase APR of 32.99%. Minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing cardholders: see your credit card agreements for Account terms.

*A soft inquiry is used to check your eligibility which will not affect your credit score.

Credit card offers are subject to credit approval.

All Pet Credit Card Accounts are issued by Comenity Capital Bank.

Free First Exam For New Clients!
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